2.1 — Information You Provide Directly

• Full name
• Email address
• Phone number (including WhatsApp)
• Billing and payment information
• Country of residence
• Application form responses
• Communications with us (email, support requests, community posts)
• Audio and video contributions during live sessions or mentorship calls

2.2 — Information Collected Automatically

• IP address
• Browser type and version
• Device type and operating system
• Pages visited and time spent on our website
• Referring URLs and click-through data
• Cookie identifiers and session data
• Purchase and transaction history

2.3 — Information from Third Parties

• Payment processors (e.g., Stripe, Shopify Payments) — transaction confirmation and fraud prevention data
• Analytics providers (e.g., Google Analytics) — aggregated usage statistics
• Marketing platforms (e.g., Meta, Google) — advertising engagement data
• Referral sources — if you were referred through a third-party link

2.4 — Sensitive Information

We do not intentionally collect sensitive personal information such as racial or ethnic origin, political opinions, religious beliefs, health data, or biometric data. Please do not submit such information through our platforms.

3.1 — Delivering Our Services

• Processing enrollment and tuition payments
• Providing access to course materials, community platforms, and mentorship sessions
• Managing your account and membership
• Sending service-related notifications and program updates

3.2 — Marketing and Communications

• Sending promotional emails, offers, and program announcements
• Sending WhatsApp or SMS communications related to your membership or our services
• Retargeting advertising on platforms such as Meta and Google

You may opt out of marketing communications at any time by using the unsubscribe link in any email or by contacting us at support@wealthamethod.com.

3.3 — Security and Fraud Prevention

• Verifying identity and preventing unauthorized access
• Detecting and preventing fraudulent transactions or chargebacks
• Enforcing our Terms & Conditions

3.4 — Legal Compliance and Dispute Resolution

• Complying with applicable laws and regulatory requirements
• Responding to legal requests, court orders, or governmental inquiries
• Collecting and submitting evidence in chargeback or arbitration proceedings

3.5 — Business Improvement

• Analyzing usage patterns to improve our website and services
• Developing new educational offerings

5.1 — Types of Cookies We Use

• Essential Cookies: Required for the website and checkout to function. Cannot be disabled.
• Analytics Cookies: Help us understand how visitors use our website (e.g., Google Analytics). Anonymized where possible.
• Marketing Cookies: Enable relevant advertising on Meta and Google. Involve sharing data with advertising partners.
• Functional Cookies: Remember your preferences to enhance your experience.

5.2 — Managing Cookies

You can manage or disable cookies through your browser settings at any time. Disabling certain cookies may affect website functionality. For EU/UK residents, a cookie consent banner will appear on your first visit. For more on Shopify's cookie practices, visit privacy.shopify.com.

6.1 — Service Providers

• Shopify — website hosting, e-commerce infrastructure, and payment processing
• Payment processors (e.g., Stripe) — transaction processing and fraud prevention
• Learning management platforms — course delivery and access management
• Email and messaging platforms (e.g., Klaviyo, WhatsApp Business) — communications
• Analytics providers (e.g., Google Analytics) — usage analysis
• Cloud storage and hosting providers — data storage and infrastructure

6.2 — Advertising and Marketing Partners

We may share limited data (such as hashed email addresses or pixel-based usage data) with advertising platforms including Meta and Google solely to deliver relevant advertising. We do not sell your data to these partners. They are contractually required to comply with applicable privacy laws.

6.3 — Legal Requirements

We may disclose personal information when required by law, court order, or regulatory authority, or to protect the rights, property, or safety of The Wealtha Method™, our members, or the public. In chargeback or arbitration proceedings, we will disclose relevant access logs, payment records, communications, and participation data.

6.4 — Corporate Transactions

If FCA FZE LLC undergoes a merger, acquisition, or restructuring, your personal information may be transferred as part of that transaction. We will provide notice before your information becomes subject to a materially different privacy policy.

6.5 — With Your Consent

We may share your information for any other purpose with your explicit prior consent (for example, sharing a testimonial or success story on our platforms).

6.6 — Third-Party Links

Our website may contain links to third-party platforms. We are not responsible for their privacy practices. Please review their policies before providing personal information.

9.1 — Rights Available to All Users

To exercise any of these rights, contact support@wealthamethod.com. We respond within 30 days and may ask you to verify your identity.

9.2 — California Residents — CCPA / CPRA

• Right to Know: What categories of personal information we collect, how we use it, and who we share it with.
• Right to Delete: Request deletion of your personal information, subject to certain exceptions.
• Right to Correct: Request correction of inaccurate personal information.
• Right to Opt Out of Sale or Sharing: We do not sell your personal information or share it for cross-context behavioral advertising without your consent.
• Right to Limit Sensitive Personal Information: We do not use sensitive personal information beyond what is necessary to provide our Services.
• Right to Non-Discrimination: We will never discriminate against you for exercising your CCPA/CPRA rights.

To exercise California privacy rights, email support@wealthamethod.com with subject line "California Privacy Rights Request." We respond within 45 days. You may designate an authorized agent. For Shopify's California data practices: privacy.shopify.com/en

9.3 — EEA and UK Residents — GDPR

• Right to Data Portability: Receive your data in a structured, machine-readable format
• Right to Restrict Processing: Request we limit how we use your information in certain circumstances
• Right to Withdraw Consent: At any time where processing is consent-based, without affecting prior lawful processing
• Right to Lodge a Complaint: With your national Data Protection Authority if you believe we have processed your data unlawfully

Contact support@wealthamethod.com. We respond within 30 days.

9.4 — UAE Residents — UAE PDPL

FCA FZE LLC complies with UAE Federal Decree-Law No. 45 of 2021 on Personal Data Protection. We process personal data on the bases of contractual necessity, legitimate interests, legal obligation, and consent where required. UAE residents may access, correct, and request deletion of their personal data by contacting support@wealthamethod.com.